Quick Links
Payment Account
Open an account quickly and free of charge on OCB OMNI
- Free account opening
- Free transactions
- No account management fee
- Choose your preferred account number
Convenient PaymentsModern Banking, Effortless Living
Account Services
Start every journey with an OCB account
From salary payments and daily transactions to business operations, OCB accounts connect you to smart, modern financial services.
Account Packages
Integrated solutions tailored to your needs
Everyday transactions
OCB Dream Account
For receiving money, making payments and managing everyday spending
Package includes:
VND payment account, OCB Natural debit card and Gold e-Banking services
- No minimum balance or package management fee
- First-year card annual fee waived
- Free cash withdrawals at ATMs/CDMs nationwide
Business banking
OCB SpeedUp
Manage cash flow with ease and connect to payment solutions for your business
Package includes:
VND payment account, OCB Natural debit card and Gold e-Banking services
- Annual fee waived; up to VND 12 million cashback a year
- Free cash withdrawals at ATMs/CDMs nationwide
- Easily integrate a household business account
Investment transactions
OCB Invest
Preferential FX fees, free global transfers and favorable rates
Package includes:
VND payment account, OCB Mastercard Passport debit card and Invest e-Banking services
- Daily transfer limit up to VND 10 billion
- Premium account number worth up to VND 100 million
- Annual card fee waived; 1.2% e-commerce FX processing fee
High-value transactions
OCB Invest Pro
Higher limits and better loan, FX and transfer rates
Package includes:
VND payment account, OCB Mastercard Passport debit card and Invest Pro e-Banking services
- Daily transfer limit up to VND 30 billion
- Premium account number worth up to VND 1 billion
- Annual card fee and overseas transfers waived
Payment Services
Flexible payments for every need
Smart Tools & Utilities
Foreign Exchange Rates
Rates quoted as of 27/10/2026. Unit: VND per 1 unit of foreign currency.
Currency
Cash buying
Transfer buying
Cash selling
Transfer selling
USD (50, 100)
25,544
25,664
25,960
26,030
EUR
28,212
28,312
29,970
29,620
GBP
33,870
34,020
35,082
34,932
This table is for reference as of the time indicated and does not update automatically. Actual exchange rates apply at the time of the transaction.
Quick Access
Explore More
Prosperity Journey
Lay the Foundation
When are you truly financially independent?
Independence means more than paying your own bills. Stable income, an emergency fund and the ability to make your own decisions are key milestones to consider before moving out or changing jobs.
Building a Home
Building a home: What should you plan for early?
From choosing where to live and planning for children to responsibilities toward both families, life together brings new decisions. What should couples discuss before marriage?
Reach New Heights
As your income grows, what should change?
Higher income opens up options: further education, a new home or supporting family. How can you reset your priorities to improve your lifestyle without sacrificing financial freedom?
Frequently asked questions
Quick answers to your questions!
After completing the identity verification steps on OCB OMNI, your account is ready to use. There is no need to submit further paperwork at a branch or transaction office.
Products You May Be Interested In
Card Services
One-tap payments made easy, with attractive spending rewards.
Savings
Earn attractive returns with the flexibility to transfer as needed.