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OCB Dream Account
Bring your financial dreams to life with smart money management and convenient digital banking.
Highlights
No minimum account balance required Free debit card and annual fee waiver Integrated OCB OMNI e-Banking services
For what you wantFor the life you love
Prosperity Journey
OCB by your side through every chapter of life
From first steps toward independence to proud achievements, each stage brings progress. Build a strong financial foundation with OCB for what comes next
1 / 5: Lay the Foundation
Financial solutions for what comes next
OCB Mastercard World 2in1
An all-in-one card that elevates dining, travel and everyday spending.
Highlights
Earn up to 10% cashback on purchases Up to VND 5 million cashback per month Complimentary airport lounge privileges
Flexi Savings
Certificates of deposit with strong returns based on days held and flexible transfer options.
Highlights
Returns of up to 9.1% per annum Easily transferable on OCB OMNI Keep the returns you have accrued
OCB OMNI
Modern digital banking Smart features for every need
Bank and manage your finances anytime, anywhere, right from your phone.
Personalized experiences
Discover features tailored to your needs and habits.
All-in-one convenience
Over 200 features for payments, savings, loans and cards.
Smarter management
Manage your accounts, cards and cash flow in one place.
Secure banking
Biometrics and FIDO technology help secure transactions.
Offers for you
More joy every day
Passport cashback boosted to VND 1 million
3% cashback in-store and online, up to VND 1 million per month for eligible customers.
Applicable product
OCB Mastercard Passport
Save up to 1.5 percentage points on loan interest
Save up to 1.5 percentage points a year on eligible home, auto, personal and business loans.
Applicable product
Eligible OCB loans
Save up to 70% on PTI insurance premiums with OCB savings
Earn up to 8.9% p.a. on savings plus support for up to 70% of PTI health premiums, subject to terms.
Applicable product
Term deposits · PTI insurance
Smart Tools & Utilities
Saving Type
6 Months
12 Months
24 Months
Period
5.9
6.2
6.3
Normally
5.9
6.2
6.3
Online
6
6.3
6.4
This reference table does not update automatically. Actual interest rates depend on the product, terms and deposit date; this table does not apply to Flexi Savings or Max Savings.
View the latest interest rate schedule
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