About us

Orient Commercial Joint Stock Bank (OCB) was established on June 10, 1996. After more than 27 years of operation and development, OCB currently has more than 200 business units spread across all regions and key economic centers across the country. And considered as one of the banks with good and stable growth for many years
OCB was recognized by the State Bank as one of the first three banks to complete risk management items according to Basel II international standards by the end of 2018. Moody's Investors Service, one of the three credit rating agencies most prestigious in the world, increased Counterparty Risk Assessment (CRA) and Counterparty Risk Rating (CRR) to Ba3 in July 2019. This is the highest ranking level in Vietnam today.
Rated as the leading bank in Vietnam in terms of operational efficiency with sustainable growth potential, OCB has created confidence for Aozora Bank - one of the most efficient banks in Japan, to invest. 15% share capital of OCB and become a long-term strategic partner.

OCB has gradually risen to the top of the group of private banks in Vietnam according to three criteria: growth rate, safety and efficiency. Not only operational efficiency and profit, OCB always actively controls costs, synchronously implements cost-optimizing solutions to improve business efficiency, this is the Bank's direction throughout. OCB's equity has now increased by nearly 8 times, profit by more than 16 times and total assets by 12 times. Thereby, OCB became a joint stock commercial bank holding the No. 1 position in terms of profit growth rate and No. 3 in terms of return on capital efficiency.

Important milestones


OCB listed on Ho Chi Minh City Stock Exchange (HoSE) on January 28, 2021


Welcomed Strategic Investors – Aozora Bank
Top 4 in 10 Most Efficient Commercial Banks in The Market
Achieved National Brand Certification in 2020


Moody's increased Counterparty Risk Assessment (CRA) and Counterparty Risk Rating (CRR) to BA3
OCB won The “Reliable Brand” Award in The Retail Service Category
Won OCB out Standing – Chairman OCB Trinh Van Tuan and Corporate Excellent – Orient Commercial Joint Stock Bank OCB

Vision - Mission


Become the Top 5 private commercial joint stock banks in 2025


Supporting the realization of the dreams and ambitions of customers, entrepreneurs and businesses in Vietnam, helping them achieve the growth and ambition as expected.

Core Value

OCB always want provide value, prosperity to customers, partners, shareholders; from that building up strong faith and support from our customers, partners, shareholders to OCB's operation.


  • We listen, value and empathize with our customers. 
  • We prioritize to fulfill our customers’ needs.
  • We commit to deliver best solutions and products for our customers.


  • We focus and put forth our best. 
  • We are proactive and agile.
  • We are resilient in the face of challenges.


  • We challenge the status quo and aim for new achievements.
  • We look for smarter and more effective methods and solutions. 
  • We seek opportunities, plan ahead and embrace change.


  • We act with professionalism and integrity. 
  • We are decisive and take responsibility for our actions. 
  • We deliver on our commitments and aim towards sustainable, long-term value creation.


  • We behave respectfully and adopt a win-win mindset. 
  • We collaborate and support one another. 
  • We communicate openly, transparently and constructively.
Customer support
(84) 28 7305 6678