Savings & Deposits
Financial stability starts with a savings plan that fits. Start early to build confidence for today's needs and tomorrow's ambitions.
Preserve accrued returns before maturity
A certificate of deposit that accrues returns by holding period, with flexible transfers on OCB OMNI.
Attractive returns
Up to 9.1% per annum
Available via: OCB OMNI online
Long-term savings
Ideal for long-term plans, with a 36-month term and interest paid every 3 or 6 months at rates above regular savings.
Higher returns than regular savings
0.5 percentage points more per year
Available via: OCB OMNI and branches/transaction offices
Fixed-term deposits
Choose a term and interest payment schedule that fits your cash-flow plan. Deposits may be used to secure a loan.
Preserve your interest
Transferable ownership
Available via: branches and transaction offices
Fixed-term deposits
A wide choice of deposit terms, competitive interest rates and flexible interest payment schedules.
Preserve your interest
Transferable ownership
Available via: OCB OMNI and branches/transaction offices
For international customers
Competitive interest rates and flexible terms designed for international customers.
Attractive returns
Up to 8.7% per annum
Available via: branches and transaction offices
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Lay the Foundation
There is no universal number. Start with your cash flow, emergency fund and near-term goals to build a savings habit instead of waiting until you have plenty of spare money.
Building a Home
Beyond daily expenses, families must prepare for education, healthcare, home repairs and surprises. How can you structure your funds for both readiness and flexibility?
Enjoy Retirement
As income sources change, the challenge extends beyond capital preservation to inflation, healthcare costs and longer lifespans. What should you consider to make your assets serve your lifestyle?
Frequently asked questions
Start with when you expect to need the funds. Keep near-term spending separate from long-term savings, then compare terms, interest payments, early withdrawal conditions and potential returns before deciding.
One-tap payments made easy, with attractive spending rewards.
Tailored solutions designed to meet your financial needs.
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