Tools & Utilities

Regular Term Savings Deposit

Regular term savings deposit with diverse terms of deposit, attractive interest rates throughout the term of deposit, periodically flexible interest rate payment.

Outstanding Utilities

Attractive and competitive term interest rates throughout the deposit period.
Customer's savings deposit is secured and confidential.
It's used to guarantee loans, guarantee loans for third parties at banks.
Confirming financial ability for customers to travel and study abroad, making transfers to pay expenses and tuition fees abroad.
Customers can transfer ownership when the savings book is not due to preserving interest. Customers can withdraw capital before maturity when needed.
Customers can deposit savings in one place and withdraw money from many places at any branch, transaction office under OCB.
Receiving interest automatically through the payment account.

Product Characteristics

Diverse types of deposits

VND, USD

Minimum deposit to open a term deposit contract

100.000VND/50 USD

Various deposit terms

From 1 week to 36 months for VND, and from 1 to 12 months for USD

Periodically flexible interest payment

Maturity, monthly, quarterly, and every 6 months, prepaid interest (applicable to VND)

Early withdrawal

Customers are entitled to early withdrawal of all balances and enjoy non-term interest rate

Principal and automatic interest

Interest is accrued and automatically renewed for a corresponding term if the customer does not specify otherwise

Withdrawal of deposit before maturity

Customers can withdraw the entire deposit before maturity. In this case, the Customer must notify OCB at least 1 day in advance. If OCB meets the needs of customers, it can be paid immediately

Simple application procedure

Deposit: Customers present ID card or passport and register sample signature with OCB.
Withdrawal: Customers need to bring their Passbook, ID card or passport and sign the correct signature form registered with OCB.

Interest rate calculator

%/Year

Result:

Interest:	000.00 VND
Total amount (Principal and interest)	000.00 VND

NOTE:

The deposit interest rate calculator is for reference only, for more details, please contact the Customer Care Center.
Hotline: 18006678 or contact the nearest OCB Branch

Service register

Please kindly fill in the form with your information, we will contact you in soonest time.

Saving

Term Deposit