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Products & ServiceSMALL AND MEDIUM ENTERPRISES CUSTOMERS

LOAN

SHORT-TERM CREDIT

SHORT-TERM CREDIT EXTENSION TO EXISTING CORPORATE CUSTOMERS (TOP UP)

SHORT-TERM CREDIT EXTENSION TO EXISTING CORPORATE CUSTOMERS (TOP UP)

This product aims to build preferential mechanisms to care for and connect with existing corporate customers.
Loan products that customers can provide additional collaterals or use collaterals that are guaranteed for existing loans at OCB.
Customers:
For Small and Medium Enterprises (SME) and Micro Enterprises (MSME).

PRODUCT CHARACTERISTICS

Currency of loan:
•    VND and/or Foreign currencies

BENEFITS FOR CUSTOMERS

•    Customers are granted credit limit/credit amount up to VND 3 billion without additional documents from the beginning
•    Products are specifically for Customers who have a history of credit relationship at OCB
•    Customers are granted credit in excess of the credit limit/collateral value according to OCB current regulations

COLLATERALS

Types of existing collateral and additional collateral accepted:
•    Deposits (Savings books/Deposit contracts/Other types of valuable papers ...) issued by OCB
•    Real estate
•    Road transport means

CREDIT EXTENSION LIMIT

•    Lending by credit limit;
•    Lending each time supplementing business capital;
•    Guarantee issuance;
•    L/C issuance;
•    Refinancing

https://ocb.com.vn

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