Credit Security Insurance

Credit Security Insurance

This is a comprehensive insurance product linked between OCB and its partners. Products are designed in accordance with the risk protection needs of customers.

The insured

  • Vietnamese citizen, having full civil act capacity.
  • Age between 18 and 60 years old at the time of the loan and not more than 65 years old at the end of the loan
  • To be approved by the credit institution for a loan according to the credit institution's loan object and at the same time voluntarily transfer the insurance beneficiary right to the Bank.
  • People without epilepsy, mental illness, leprosy, cancer.
  • Persons who are not disabled or permanently disabled by 50% or more.
  • People who are in the process of being treated for an injury or illness.

          Geographical scope

          The risks that occur in the territory of Vietnam.


          Benefits
          • Death, total and permanent disability due to accidents: Paying the entire loan balance of the customer to the Bank at the time of the insured event (excluding monthly loan repayments + interest + penalty for late payment).
          • Death, total and permanent disability due to illness, disease, maternity: Paying the entire loan balance of the customer to the Bank at the time of the insured event (excluding payments monthly loan + interest + late payment penalty).

          Service register

          Please kindly fill in the form with your information, we will contact you in soonest time.
          Customer support
          1800 6678