Branches & ATM/CDM Online Loans
Loan function on OCB OMNI allows customers to easily manage loans at OCB.
Outstanding utilities
- Actively manage loans at OCB anytime, anywhere
- Issuing an overdraft from a passbook mortgage quickly and easily without going to the counter with:
- Preferential and competitive overdraft interest rates
- Flexibility to withdraw/repay within the overdraft period.
- Free overdraft account management, early repayment fee
Overdraft of online passbook
Conditions of use
Customers owning an electronic passbook at OCB
Overdraft limit
Up to 90% of Passbook value, up to VND 500 million
Overdraft term
Up to 12 months
Overdraft interest rate
Equal to Passbook interest rate (+) 3%/year margin
Collateral
Electronic savings book with term, interest at maturity at OCB
Registration
Online customer identification, no face-to-face meeting required
1Log in on Website or Download and log in OCB OMNI mobile device
2Select the product "Loan" and go to the "Passbook overdraft" section
3Select Mortgage Pass, enter your desired Overdraft Limit and Due Date
4Check the information and verify the request
Hòa cùng 1,000,000 người dùng với ứng dụng OCB OMNI
Mở tài khoản OCB OMNI hoàn toàn Online, chỉ trong 1 phút có ngay tài khoản để sử dụng
Scan QR để cài đặt ứng dụng OCB OMNI trên thiết bị di động và mở ngay tài khoản OCB OMNI siêu nhanh & hoàn toàn miễn phí bằng công nghệ định danh điện tử eKYC.
