Tools & Utilities

Overdraft For Corporate Enterrpises

Name: Ngân hàng thương mại cổ phần Phương Đông
Address: Tòa nhà 41 (tầng trệt, lửng, lầu 1, lầu 2) và tòa nhà 45 Lê Duẩn - Phường Bến Nghé - Quận 1 - TP Hồ Chí Minh, Hồ Chí Minh, HCM, 700000, VN
Telephone: +84 1800 6678
Price range: $$$

This is a form of credit financing that OCB grants overdraft limit to the enterprises through utilization/withdrawal exceeding the balance on their current accounts in Vietnam dong (VND) at OCB.

TARGETED CUSTOMER

Enterprises in temporary shortage of working capital in production and business

Product Feature

Loan purpose

Supplement working capital for business operation

Form of withdrawal

Withdraw exceed the current account balance under Bank transfer to make payment for business expenses

Loan tenor

Rút vượt số dư tài khoản thanh toán của Khách hàng thông qua hình thức chuyển khoản để thanh toán các chi phí

Loan tenor

Up to 12 months

Minimum overdraft limit

VND 100 million

Maximum overdraft limit

VND 03 billion (per customers’ request if the limit is secured by 100% deposit at OCB)

Collateral

Non collateral or collateral accepted by OCB

Interest payment period

Monthly

Principal repayment

Flexible to customers’ cash flow

Promptly satisfy customers’ loan requirement within 10 minutes
Non collateral overdraft limit: up to VND 2 billion
Maximum overdraft limit per customers’ request if mortgaged by 100% deposit at OCB
Lowest interest rate with daily automatic collection system
Competitive interest rate and fee
Simple criteria and loan approval process

Registration procedure

Please kindly fill in the form with your information, we will contact you in soonest time.

Categories

Short-term Credit