FINANCE FOR SMES GUARANTEED 100% BY REAL ESTATE
The product finances the Customer’s capital needs based on Real Estate. The assessment of credit need is based on the Customer’s Revenue
Small and Medium Enterprises
Currency of loan
• VND and/or Foreign currencies
• By transfer or in cash
BENEFITS FOR CUSTOMERS
• Customers established and operating under the laws of Vietnam.
• Customers only need a minimum of 01 year of operation and business lines in line with the purpose of proposed credit financing of OCB.
• Customers are extended a high credit limit and a long loan period to meet the capital needs for business operations.
• Real estate approved by OCB.
CREDIT EXTENSION LIMIT AND TERM
• The maximum credit extension limit is VND 10 billion.
• The credit extension term is up to 15 years.
LENDING CREDIT SME
SHORT-TERM CREDIT EXTENSION TO EXISTING CORPORATE CUSTOMERS (TOP UP)
GRANT OF CREDIT WITH 100% SECURITY BY OCB DEPOSIT CONTRACT
PROTECTION IN THE COUNTRY
FUNDING CONSTRUCTION ENTERPRISES
LOANS FOR INVESTMENT IN ROOFTOP SOLAR POWER SYSTEMS
FIXED ASSET INVESTMENT / PROJECT FUNDING
BRANCH OF BUSINESS ACCOUNT