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OVERDRAFT FOR CORPORATE CUSTOMER

OVERDRAFT FOR CORPORATE CUSTOMER

This is a form of credit extension that OCB provides to corporate customers by allowing customers to overspend the Credit balance on their checkable deposit account in Vietnam Dong (VND) at OCB.
Customers:
Corporate customers suffering a temporary shortage of working capital in production and business activities

FEATURES OF PRODUCT

•    Overdraft purposes: Additional working capital for production and business
•    Overdraft currency: VND
•    Withdrawal method: Withdrawal exceeds the Customer's current account balance via bank transfer to pay fees
•    Overdraft term: up to 12 months
•    Minimum overdraft limit: VND 100 million
•    Maximum overdraft limit: VND 03 billion (maximum according to customer needs for collaterals of 100% deposit at OCB)
•    Collaterals: No collateral or collateral accepted by OCB
•    Interest collection: Monthly
•    Principal collection: Flexible according to customer cash flow

BENEFITS OF CUSTOMERS

•    Quickly meed customers' capital needs in just 10 minutes
•    Overdraft without collateral up to VND 2 billion
•    The maximum overdraft according to customer needs with collateral is the deposit at OCB
•    Minimize loan interest rates through the automatic loan collection system every day
•    The most competitive interest rates and fees on the market today
•    Simple conditions and procedures for overdraft granting

  • Đáp ứng nhanh chóng nhu cầu vốn của khách hàng chỉ trong vòng 10 phút
  • Thấu chi không TSBĐ tối đa đến 2 tỷ đồng
  • Thấu chi tối đa theo nhu cầu khách hàng với TSBĐ là tiền gửi tại OCB
  • Giảm tối đa lãi vay qua hệ thống thu vốn vay tự động mỗi ngày
  • Lãi suất, phí cạnh tranh nhất trên thị trường hiện nay
  • Điều kiện và thủ tục cấp thấu chi đơn giản

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