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Interest rate

Interest rates apply from
17/03/2020 12:00 PM

Unit %/year.

See more interest rate issued

Please contact your nearest branch for the latest interest rate information.
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Period Rate Save Normal Rate save online rate save future rate save 12 month
no period 0.50 (*)
01 Month 4.60 4.70
03 Month 4.75 4.75 4.75
06 Month 7.00 7.10 6.40
09 Month 7.10 7.20
12 Month 7.20 7.30
13 Month
15 Month 7.25 7.35
18 Month 7.30 7.40
21 Month 7.40 7.50
From 24M and above 7.50 7.60
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Period Lãnh lãi cuối kỳ [% year]
no period 0.00
01 Month 0.00
02 Month 0.00
03 Month 0.00
04 Month 0.00
05 Month 0.00
06 Month 0.00
07 Month 0.00
08 Month 0.00
09 Month 0.00
10 Month 0.00
11 Month 0.00
12 Month 0.00
Notes:
(*): Applicable to Current Account with amount at least 2.5 million VND.
    1. For term deposit: Prepaid interest payment method is not applicable
2.Preferential interest rates
     - For Regular Term-Savings from 1-month to 12-month terms; 12 months – Maturity Saving and Term Deposit from 1-month to 12-month terms:
         Ø Amount   ≥ 1B (VND)                    : plus (+) 0.10%p,a to the interest rates
     - For E-saving from 1-month to 12-month term:
         Ø 1B (VND) ) ≤ Amount < 5B (VND) : plus (+) 0.10%p.a to the E-Saving interest rates
         Ø Amount   ≥ 5B (VND)                    : plus (+) 0.20%p.a to the E-Saving interest rates
     - Interest rates must not exceed deposit rate cap for demand deposit and under 1-month term deposit (0.50% p.a.).
- Interest rates must not exceed deposit rate cap for term deposit from 1-month to under 6-month terms (4.75% p.a.).
3. For current 13-month savings deposit: Upon the maturity date, the deposit shall be renewed and applicable to 12-month regular term savings interest rate.
4. For 12-month and 13-month term and savings deposit with amount of at least 500 billion VND: Applicable to OCB’s Base Interest Rate Table (please refer to Base Interest Rate Table).
5. Premature closure interest rate: In case the customer withdraws term deposit prior to maturity, the applicable interest rate shall be the lowest demand deposit interest rate, namely 0.10% p.a.
Period Lãi cuối kỳ Lãi hàng tháng Lãi hàng 3 tháng Lãi hàng 6 tháng Lãi đầu kỳ
no period
01 Week 0.50
02 Week 0.50
03 Week 0.50
01 Month 4.60 4.58
02 Month 4.70 4.65 4.66
03 Month 4.75 4.68 4.69
04 Month 4.75 4.67 4.67
05 Month 4.75 4.66 4.66
06 Month 6.00 5.93 6.00 5.50
07 Month 6.00 5.91 5.50
08 Month 6.20 6.09 5.67
09 Month 6.20 6.08 6.15 5.67
10 Month 6.50 6.35 5.92
11 Month 6.50 6.33 5.92
12 Month 6.60 6.41 6.49 6.01
18 Month 6.80 6.49 6.58 6.17
21 Month 6.80 6.44 6.53 6.64 6.17
From 24M and above 6.80 6.39 6.48 6.58 5.99
Period Lãnh lãi cuối kỳ [% year]
no period 0.00
01 Month 0.00
02 Month 0.00
03 Month 0.00
04 Month 0.00
05 Month 0.00
06 Month 0.00
07 Month 0.00
08 Month 0.00
09 Month 0.00
10 Month 0.00
11 Month 0.00
12 Month 0.00
13 Month 0.00
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