(*): Applicable to Current Account with amount at least 2.5 million VND.
1. For term deposit:
Prepaid interest payment method is not applicable
2.Preferential interest rates
- For Regular Term-Savings from 1-month to 12-month terms; 12 months – Maturity Saving and Term Deposit from 1-month to 12-month terms:
Ø Amount   ≥ 1B (VND)                    : plus (+) 0.10%p,a to the interest rates
- For E-saving from 1-month to 12-month term:
Ø 1B (VND) ) ≤ Amount < 5B (VND) : plus (+) 0.10%p.a to the E-Saving interest rates
Ø Amount   ≥ 5B (VND)                    : plus (+) 0.20%p.a to the E-Saving interest rates
- Interest rates must not exceed deposit rate cap for demand deposit and under 1-month term deposit (0.80% p.a.).
- Interest rates must not exceed deposit rate cap for term deposit from 1-month to under 6-month terms (5.00% p.a.).
3. For current 13-month savings deposit:
Upon the maturity date, the deposit shall be renewed and applicable to 12-month regular term savings interest rate.
4. For 12-month and 13-month term and savings deposit with amount of at least 500 billion VND:
Applicable to OCB’s Base Interest Rate Table (please refer to Base Interest Rate Table
5. Premature closure interest rate:
In case the customer withdraws term deposit prior to maturity, the applicable interest rate shall be the lowest demand deposit interest rate, namely 0.10% p.a.