Interest rates apply from
08/04/2021 12:00 AM
12/07/2018 10:29 AM
08/03/2021 1:00 AM
11/05/2018 10:30 AM
Unit %/year.
Please contact your nearest branch for the latest interest rate information.
View Branches
| Period | Rate Save Normal | Rate save online | rate save future |
|---|---|---|---|
| no period | 0.20 | ||
| 01 Month | 3.75 | 3.85 | |
| 03 Month | 3.90 | 4.00 | 3.90 |
| 06 Month | 5.40 | 5.50 | 4.90 |
| 09 Month | 5.70 | 5.80 | |
| 12 Month | 6.00 | 6.10 | |
| 13 Month | |||
| 15 Month | 6.10 | 6.20 | |
| 18 Month | 6.20 | 6.30 | |
| 21 Month | 6.30 | 6.40 | |
| 24 Month | 6.35 | 6.45 | |
| 36 Month | 6.40 | 6.50 |
Notes
(*): Applicable to Current Account with amount at least 2.5 million VND
1. Preferential interest rates
- For Regular Term-Savings with terms of 1 month or more; 12 months – Maturity Saving and Term Deposit with terms of 1 month or more: Amount ≥ 1B (VND): plus (+) 0.10%p.a to the interest rates- For E-savings/ Online Term Deposits with terms of 1 month or more:
1B (VND) ≤ Amount < 5B (VND) : plus (+) 0.10%p.a to the E-Saving/ Online Term Deposits interest rates
Amount ≥ 5B (VND): plus (+) 0.20%p.a to the E-Saving/ Online Term Deposits interest rates
2. In case the customer withdraws term deposit prior to maturity: The customer must notify OCB in advance at least 1 working day before the withdrawal. If OCB could meet the customer’s demand, such withdrawal shall be conducted immediately. The applicable interest rate in this case shall be the lowest demand deposit interest rate, namely 0.10% p.a.
| Period | End of period [% year] |
|---|---|
| no period | 0.00 |
| 01 Month | 0.00 |
| 02 Month | 0.00 |
| 03 Month | 0.00 |
| 04 Month | 0.00 |
| 05 Month | 0.00 |
| 06 Month | 0.00 |
| 07 Month | 0.00 |
| 08 Month | 0.00 |
| 09 Month | 0.00 |
| 10 Month | 0.00 |
| 11 Month | 0.00 |
| 12 Month | 0.00 |
| Period | End of period | Each month | Each 3 months | Each 6 months | Begin of period |
|---|---|---|---|---|---|
| no period | 0.10 | ||||
| 01 Week | 0.20 | ||||
| 02 Week | 0.20 | ||||
| 03 Week | 0.20 | ||||
| 01 Month | 3.55 | ||||
| 02 Month | 3.65 | 3.64 | |||
| 03 Month | 3.65 | 3.63 | |||
| 04 Month | 3.65 | 3.63 | |||
| 05 Month | 3.75 | 3.72 | |||
| 06 Month | 5.10 | 5.04 | 5.06 | ||
| 07 Month | 5.10 | 5.03 | |||
| 08 Month | 5.10 | 5.02 | |||
| 09 Month | 5.20 | 5.11 | 5.13 | ||
| 10 Month | 5.20 | 5.10 | |||
| 11 Month | 5.20 | 5.09 | |||
| 12 Month | 5.50 | 5.36 | 5.39 | 5.42 | |
| 18 Month | 5.70 | 5.48 | 5.50 | 5.54 | |
| 21 Month | 5.70 | 5.44 | 5.47 | ||
| From 24M and above | 5.80 | 5.50 | 5.52 | 5.56 |
| Type of base rate | Base rate (%/Year) |
|---|---|
| Lãi suất cơ sở 06 tháng | 5.74 |
| Lãi suất cơ sở 12 tháng | 7.77 |
| Period | End of period [% year] |
|---|---|
| no period | 0.00 |
| 01 Month | 0.00 |
| 02 Month | 0.00 |
| 03 Month | 0.00 |
| 04 Month | 0.00 |
| 05 Month | 0.00 |
| 06 Month | 0.00 |
| 07 Month | 0.00 |
| 08 Month | 0.00 |
| 09 Month | 0.00 |
| 10 Month | 0.00 |
| 11 Month | 0.00 |
| 12 Month | 0.00 |
| 13 Month | 0.00 |
| Type of base rate | Base rate (%/Year) |
|---|
