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Interest rate

Interest rates apply from
11/12/2019 1:00 AM

Unit %/year.

See more interest rate issued

Please contact your nearest branch for the latest interest rate information.
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Period Rate Save Normal Rate save online rate save future rate save 12 month
no period 0.50 (*)
01 Month 4.80 4.90
03 Month 5.00 5.00 5.00
06 Month 7.20 7.30 6.40
09 Month 7.30 7.40
12 Month 7.40 7.50 7.40
13 Month
15 Month 7.45 7.55
18 Month 7.50 7.60
21 Month 7.60 7.70
From 24M and above 7.70 7.80
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Period Lãnh lãi cuối kỳ [% year]
no period 0.00
01 Month 0.00
02 Month 0.00
03 Month 0.00
04 Month 0.00
05 Month 0.00
06 Month 0.00
07 Month 0.00
08 Month 0.00
09 Month 0.00
10 Month 0.00
11 Month 0.00
12 Month 0.00
Notes:
(*): Applicable to Current Account with amount at least 2.5 million VND.
    1. For term deposit: Prepaid interest payment method is not applicable
2.Preferential interest rates
     - For Regular Term-Savings from 1-month to 12-month terms; 12 months – Maturity Saving and Term Deposit from 1-month to 12-month terms:
         Ø Amount   ≥ 1B (VND)                    : plus (+) 0.10%p,a to the interest rates
     - For E-saving from 1-month to 12-month term:
         Ø 1B (VND) ) ≤ Amount < 5B (VND) : plus (+) 0.10%p.a to the E-Saving interest rates
         Ø Amount   ≥ 5B (VND)                    : plus (+) 0.20%p.a to the E-Saving interest rates
     - Interest rates must not exceed deposit rate cap for demand deposit and under 1-month term deposit (0.80% p.a.).
- Interest rates must not exceed deposit rate cap for term deposit from 1-month to under 6-month terms (5.00% p.a.).
3. For current 13-month term saving deposit: Interest rates must not exceed deposit rate cap for term deposit from 1-month to under 6-month terms (5.00% p.a.)..
4. In case the customer withdraws term deposit prior to maturity: The customer must notify OCB in advance at least 1 working day before the withdrawal. If OCB could meet the customer’s demand, such withdrawal shall be conducted immediately. The applicable interest rate in this case shall be the lowest demand deposit interest rate, namely 0.10% p.a
Period Lãi cuối kỳ Lãi hàng tháng Lãi hàng 3 tháng Lãi hàng 6 tháng Lãi đầu kỳ
no period
01 Week 0.80
02 Week 0.80
03 Week 0.80
01 Month 4.80 4.48
02 Month 4.90 4.89 4.56
03 Month 5.00 4.98 4.65
04 Month 5.00 4.97 4.65
05 Month 5.00 4.96 4.65
06 Month 6.00 5.93 6.00 5.50
07 Month 6.00 5.91 5.50
08 Month 6.20 6.09 5.67
09 Month 6.20 6.08 6.15 5.67
10 Month 6.50 6.35 5.92
11 Month 6.50 6.33 5.92
12 Month 6.60 6.41 6.49 6.01
18 Month 6.80 6.49 6.58 6.17
21 Month 6.80 6.44 6.53 6.64 6.17
From 24M and above 6.80 6.39 6.48 6.58 5.99
Period Lãnh lãi cuối kỳ [% year]
no period 0.00
01 Month 0.00
02 Month 0.00
03 Month 0.00
04 Month 0.00
05 Month 0.00
06 Month 0.00
07 Month 0.00
08 Month 0.00
09 Month 0.00
10 Month 0.00
11 Month 0.00
12 Month 0.00
13 Month 0.00
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