Interest rates apply from
08/03/2021 1:00 AM
12/07/2018 10:29 AM
08/03/2021 1:00 AM
11/05/2018 10:30 AM
Unit %/year.
Please contact your nearest branch for the latest interest rate information.
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Period | Rate Save Normal | Rate save online | rate save future |
---|---|---|---|
no period | 0.20 | ||
01 Month | 3.75 | 3.85 | |
03 Month | 3.90 | 3.90 | 3.90 |
06 Month | 5.50 | 5.60 | 4.90 |
09 Month | 5.70 | 5.80 | |
12 Month | 6.00 | 6.10 | |
13 Month | |||
15 Month | 6.10 | 6.20 | |
18 Month | 6.20 | 6.30 | |
21 Month | 6.30 | 6.40 | |
24 Month | 6.35 | 6.45 | |
36 Month | 6.40 | 6.50 |
Notes
(*): Applicable to Current Account with amount at least 2.5 million VND
1. For term deposit: Prepaid interest payment method is not applicable.
2. Preferential interest rates
- For Regular Term-Savings with terms of 1 month or more; 12 months – Maturity Saving and Term Deposit with terms of 1 month or more: Amount ≥ 1B (VND): plus (+) 0.10%p.a to the interest rates
- For E-savings with terms of 1 month or more:
1B (VND) ≤ Amount < 5B (VND) : plus (+) 0.10%p.a to the E-Saving interest rates
Amount ≥ 5B (VND): plus (+) 0.20%p.a to the E-Saving interest rates
- Interest rates must not exceed deposit rate cap for demand deposit and under 1-month term deposit (0.20% p.a.).
- Interest rates must not exceed deposit rate cap for term deposit from 1-month to under 6-month terms (4.00% p.a.).
3. For current 13-month savings deposit: Upon the maturity date, the deposit shall be renewed and applicable to 12-month regular term savings interest rate.
4. For 12-month and 13-month term and savings deposit with amount of at least 500 billion VND: Applicable to OCB’s Base Interest Rate Table (According to OCB's regulations from time to time).
5. In case the customer withdraws term deposit prior to maturity: The customer must notify OCB in advance at least 1 working day before the withdrawal. If OCB could meet the customer’s demand, such withdrawal shall be conducted immediately. The applicable interest rate in this case shall be the lowest demand deposit interest rate, namely 0.10% p.a.
6. The aforementioned interest rates are applicable to regular customers. OCB may consider applying other proper interest rates in each period depending on deposit terms, amount and customer loyalty, in compliance with the State Bank of Vietnam’s regulations.
Period | End of period [% year] |
---|---|
no period | 0.00 |
01 Month | 0.00 |
02 Month | 0.00 |
03 Month | 0.00 |
04 Month | 0.00 |
05 Month | 0.00 |
06 Month | 0.00 |
07 Month | 0.00 |
08 Month | 0.00 |
09 Month | 0.00 |
10 Month | 0.00 |
11 Month | 0.00 |
12 Month | 0.00 |
Period | End of period | Each month | Each 3 months | Each 6 months | Begin of period |
---|---|---|---|---|---|
no period | 0.10 | ||||
01 Week | 0.20 | ||||
02 Week | 0.20 | ||||
03 Week | 0.20 | ||||
01 Month | 3.55 | ||||
02 Month | 3.65 | 3.64 | |||
03 Month | 3.65 | 3.63 | |||
04 Month | 3.65 | 3.63 | |||
05 Month | 3.75 | 3.72 | |||
06 Month | 5.10 | 5.04 | 5.06 | ||
07 Month | 5.10 | 5.03 | |||
08 Month | 5.10 | 5.02 | |||
09 Month | 5.20 | 5.11 | 5.13 | ||
10 Month | 5.20 | 5.10 | |||
11 Month | 5.20 | 5.09 | |||
12 Month | 5.50 | 5.36 | 5.39 | 5.42 | |
18 Month | 5.70 | 5.48 | 5.50 | 5.54 | |
21 Month | 5.70 | 5.44 | 5.47 | ||
From 24M and above | 5.80 | 5.50 | 5.52 | 5.56 |
Type of base rate | Base rate (%/Year) |
---|---|
Lãi suất cơ sở 06 tháng | 5.74 |
Lãi suất cơ sở 12 tháng | 7.77 |
Period | End of period [% year] |
---|---|
no period | 0.00 |
01 Month | 0.00 |
02 Month | 0.00 |
03 Month | 0.00 |
04 Month | 0.00 |
05 Month | 0.00 |
06 Month | 0.00 |
07 Month | 0.00 |
08 Month | 0.00 |
09 Month | 0.00 |
10 Month | 0.00 |
11 Month | 0.00 |
12 Month | 0.00 |
13 Month | 0.00 |
Type of base rate | Base rate (%/Year) |
---|