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Interest rate

Interest rates apply from
23/08/2021 1:00 AM

Unit %/year.

See more interest rate issued

Please contact your nearest branch for the latest interest rate information.
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Rates
Period Rate Save Normal Rate save online rate save future
no period 0.20
01 Month 3.35 3.80
03 Month 3.50 3.85 3.50
06 Month 5.20 5.40 5.20
09 Month 5.40 5.70
12 Month 5.90 6.10
13 Month
15 Month 5.95 6.15
18 Month 6.00 6.20
21 Month 6.05 6.25
24 Month 6.10 6.30
36 Month 6.15 6.35
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Notes

(*): Applicable to Current Account with amount at least 2.5 million VND


In case the customer withdraws term deposit prior to maturity: The customer must notify OCB in advance at least 1 working day before the withdrawal. If OCB could meet the customer’s demand, such withdrawal shall be conducted immediately. The applicable interest rate in this case shall be the lowest demand deposit interest rate, namely 0.10% p.a.


Base rate for Retail Customers
Type of base rate Base rate (%/Year)
Lãi suất cơ sở kỳ hạn 12 tháng 8.1
Lãi suất cơ sở kỳ hạn 13 tháng 8.2
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Rates
Period End of period [% year]
no period 0.00
01 Month 0.00
02 Month 0.00
03 Month 0.00
04 Month 0.00
05 Month 0.00
06 Month 0.00
07 Month 0.00
08 Month 0.00
09 Month 0.00
10 Month 0.00
11 Month 0.00
12 Month 0.00
Rates
Period End of period Each month Each 3 months Each 6 months Begin of period
no period 0.10
01 Week 0.20
02 Week 0.20
03 Week 0.20
01 Month 3.15
02 Month 3.25 3.24
03 Month 3.30 3.29
04 Month 3.30 3.29
05 Month 3.30 3.29
06 Month 5.00 4.98 4.96
07 Month 5.00 4.98
08 Month 5.00 4.98
09 Month 5.20 5.18 5.13
10 Month 5.20 5.18
11 Month 5.20 5.18
12 Month 5.70 5.68 5.58 5.62
18 Month 5.80 5.78 5.60 5.63
21 Month 5.85 5.83 5.60
From 24M and above 5.90 5.88 5.61 5.65
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Base rate for Corporate Customers
Type of base rate Base rate (%/Year)
Lãi suất cơ sở 12 tháng 7.77
Lãi suất cơ sở 06 tháng 5.74
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Rates
Period End of period [% year]
no period 0.00
01 Month 0.00
02 Month 0.00
03 Month 0.00
04 Month 0.00
05 Month 0.00
06 Month 0.00
07 Month 0.00
08 Month 0.00
09 Month 0.00
10 Month 0.00
11 Month 0.00
12 Month 0.00
13 Month 0.00
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